Best And Trusted Sites To Get Virtual Credit Cards (VCC)

Shopping online today is not so safe as it was in the early days. One has to be very cautious while purchasing products online specially when using a credit card. Credit card theft is still the biggest threat for a consumer who wish to purchase something online. To prevent or minimize this threat, the concept of virtual credit card was introduced. A virtual credit card may not be a physical card but it can be used just like a real one.

Instead of using your real credit card you can use the virtual credit card which is issued by your credit cardissuer. The digits on the virtual card are different and it is often used for one-time shopping.

You should be aware of the facts that:

- It’s just like a disposable credit card you can’t use the number other than online shopping purposes.
- You can’t keep the number forever, there’s always a time limit before expiry.
- You can’t use virtual CC for credit scoring purposing as you won’t receive a separate billing statement for virtual CC’s. Whatever you purchase will be shown in the statement of your actual CC.

Unfortunately, not all the banks offer this service and this is the reason many people are still not aware of this. So here are some authentic sites from where you can get or issue your virtual credit card.

1. Discover Card

One of the oldest online service which is still the most renowned among virtual credit card services. After signing up at Discover, there are two ways to generate your virtual account number securely.

1. Download their software on your desktop and login with your account and generate secure online account numbers.
2. Use the web account panel and create the numbers directly from there.

2.ShopSafe (by Bank of America)

ShopSafe by Bank of America is another trusted source for getting virtual online shopping account. After signing for the free of cost service, just login to your Online Banking to access ShopSafe. Set your spending limits you desire, and ShopSafe will generate a 16-digit temporary credit card number for you, with an expiration date and a security code.

3. Entropay

Entropay works in association with VISA. This means Entropay allows to create virtual VISA credit cards only – you can make purchases online anywhere you see the Visa logo. The account creation is totally free but there’s a small fee for uploading funds in your virtual account. Interestingly you can change your default currency to any other anytime you want.

4. Shopshield

Another reliable source of getting a virtual online account. You can use Shop Shield to make any online purchase including travel reservations and event tickets. There’s a monthly fee of $9.99/month but that’s worth spending. You not only get a simple account number, but also a strong phishing & spam protection and password and site registration management in your account. However, you get a 15-day free trial if you wish to try the service first.